Digital planner · Sold on Etsy
Annual Budget Spreadsheet
Most budget templates fail the same way: too many tabs and a blank file.
A 13-tab Google Sheets budget with bill tracking and debt payoff. It ships with example numbers so you can see how it works, supports any currency, and has a five-minute written setup instead of a long video.
Digital download: Excel file (opens in Google Sheets)
Price and checkout on Etsy. Instant download after purchase.
Who this planner is for
- You have tried budget templates before and abandoned them.
- You want bills, debt payoff and savings in one light file that runs on your phone.
What is inside the Annual Budget Spreadsheet
Google Sheets budget
- Start Here tab with a 5-step setup
- Setup: currency, year, pay schedule and custom categories
- Recurring bills with monthly equivalents calculated automatically
- Monthly budget, debt payoff and savings tabs
Frequently asked questions
How do I open the spreadsheet in Google Sheets?
Download the Excel file from Etsy, then in Google Sheets choose File, Import, Upload and select it. The formulas keep working. You only type in the yellow cells; everything else calculates itself.
Where do I find my files after I buy?
On Etsy, open Your Account, then Purchases and Reviews, then Download Files. Downloads work best in a computer or phone browser; the Etsy app sometimes hides the download button.
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