# The Year You Retire: A Woman's Guide to the Dates, Rules, and Benefits Nobody Hands You

> Source: https://www.healthcalcpro.com/books/the-year-you-retire

By Nancy Whitaker.

*Somebody handed you a card. Nobody handed you the calendar.*

The day you retire, a set of deadlines starts running, and the strictest of them charges you every month for the rest of your life if you miss it. Most of them are published. None of them arrive in the mail.

This book collects what is scattered across six federal agencies, several dozen statutes and fifty state systems, and puts it in one place with a source attached to every number.

## What is inside

- The eight-month enrollment window that starts when your job ends, not when your COBRA does, and what a missed window costs for life.
- Why a widow reads a different full retirement age table than she read for her own benefit.
- The cap that can hold a survivor benefit below 100 percent no matter how long she waits.
- What the Social Security earnings test really does, in the agency's own words.
- Tuition rules for older students confirmed in eighteen states.
- The form that fixes a Medicare surcharge calculated from a salary you no longer earn.

## Where to buy

- Kindle: https://www.amazon.com/dp/B0HKN1ZQJZ

## Frequently asked questions

### Is there a paperback?

The Kindle edition is available now. The paperback is in Amazon's review process and will be linked here when it is live.

### Is this financial advice?

No. The book states the published rules and their sources. Decisions depend on your own earnings record, which only you and Social Security can see.